Software · head to head
Tiller Money vs Fidelity
The short version
- Each has a real cost: Tiller Money no native mobile app means mobile access limited to Google Sheets or Excel apps; Fidelity options trades carry a 0.65 USD per contract fee on top of zero commission
- They diverge on capability: Tiller Money covers Auto-populates financial data, Fidelity covers Commission-free trading.
Where they differ
Only the attributes on which Tiller Money and Fidelity actually diverge.
| Attribute | Tiller Money | Fidelity |
|---|---|---|
| Starting price | $79/year | On request |
| Pricing model | Unknown | transaction |
| Platforms | Web, Google Sheets, Microsoft Excel | Web, IOS, Android |
| Founded | 2015 | 1946 |
Identical on both: free tier (No), user rating (Not yet rated), category (Unknown).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Tiller Money
- Auto-populates financial data
- Customizable spreadsheets
- Budget tracking
- Financial templates
- Google Sheets
- Excel
Only in Fidelity
- Commission-free trading
- Retirement planning
- Advisory services
- Research tools
- Investment accounts
- IOS support
- Android support
Both cover
- Bank accounts
- Web support
What people use each for
The jobs each tool is most often brought in to do.
Tiller Money
- Budget Managementnot Fidelity
- Expense Trackingnot Fidelity
- Investment Trackingnot Fidelity
Fidelity
- Commission free trading of US stocks and ETFsnot Tiller Money
- Holding IRAs, 401(k) plans and taxable brokerage accountsnot Tiller Money
- Trading bonds, options and mutual funds from one accountnot Tiller Money
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Tiller Money
- No native mobile app means mobile access limited to Google Sheets or Excel apps
- Spreadsheet-based interface can be intimidating for non-technical users unfamiliar with formulas
- Requires manual customization and setup of templates and formulas for advanced features
- No built-in investment performance tracking or analysis at the depth some competitors offer
- Customer support is email and community-based, not real-time chat or phone support
Fidelity
- Options trades carry a 0.65 USD per contract fee on top of zero commission
- Non Fidelity mutual funds carry a 49.95 USD transaction fee per purchase
- Secondary market bonds cost 1.00 USD per bond, while new issues are free
- A foreign settlement fee of 50 USD applies per trade
- Margin rates are tiered by debit balance, from 11.825 percent below 25,000 USD down to 7.50 percent at 1 million USD or more, against a base rate of 10.575 percent effective 12 December 2025
- Margin liquidation by the broker costs 32.95 USD per liquidation
Pricing, plan by plan
Tiller Money
$79/year- Annual Subscription$79/year
- Unlimited transaction import
- Up to 5 connected spreadsheets
- AutoCat categorization
Fidelity
On request- Brokerage$undefined/month
- Commission-free trading
- Research tools
- Advisory$undefined/month
- Personal advisor
- Wealth management
Which should you pick?
Choose Tiller Money if
- You need auto-populates financial data.
- You work on Web, Google Sheets, Microsoft Excel.
- You also want customizable spreadsheets.
Choose Fidelity if
- You need commission-free trading.
- You work on Web, IOS, Android.
- You also want retirement planning.
Questions people ask
- Is Tiller Money or Fidelity better?
- Neither clearly leads. Tiller Money starts at $79/year and Fidelity at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Tiller Money or Fidelity?
- Tiller Money starts at $79/year and Fidelity at On request.
- Does Tiller Money or Fidelity run on more platforms?
- Tiller Money runs on Web, Google Sheets, Microsoft Excel. Fidelity runs on Web, IOS, Android.
- What is Tiller Money best used for?
- Tiller Money is most often used for budget management, expense tracking, investment tracking. Of those, budget management and expense tracking are not what Fidelity is typically brought in for.
- What can Tiller Money do that Fidelity cannot?
- Tiller Money covers Auto-populates financial data, Customizable spreadsheets, Budget tracking, Financial templates. Fidelity covers Commission-free trading, Retirement planning, Advisory services, Research tools. Both handle Bank accounts, Web support.
Answered from the vendors’ own pages
Tiller Money: How much does Tiller Money cost?
Tiller Money costs $79 per year with no free tier. A 30-day free trial is available. The annual subscription includes 5 connected spreadsheets and unlimited categories.
SourceTiller Money: Does Tiller work with Google Sheets and Excel?
Yes. Tiller automatically feeds daily bank transactions and account balances to Google Sheets or Microsoft Excel spreadsheets you own. Your data remains yours permanently.
SourceTiller Money: How many banks and financial institutions does Tiller connect to?
Tiller connects to 21,000+ US banks, credit card accounts, brokerages, and loan servicers via Yodlee and MX data providers. New banks are added weekly.
SourceTiller Money: What is AutoCat in Tiller?
AutoCat is Tiller's 100% customizable automatic categorization feature that learns your spending patterns. You can set rules like 'file all grocery store transactions above $10 as groceries and below $10 as snacks.'
SourceTiller Money: Does Tiller have a mobile app?
Tiller does not have a dedicated mobile app. Instead, it uses Google Sheets and Excel apps on mobile devices to access your spreadsheets. Mobile access is primarily for viewing, not transaction entry.
Source