Personal Finance · head to head
Simplifi vs Expense Manager
The short version
- Only Expense Manager has a free tier, so it costs nothing to try first.
- Each has a real cost: Simplifi there is no free tier at all; Expense Manager the Internet Archive's capture from 23 January 2022 shows expensemanagerapp.com already redirecting to a Dan.com 'domain name is for sale' listing rather than a product page, confirming the app's original domain has been abandoned and offered for resale.
- They diverge on capability: Simplifi covers Budget tracking, Expense Manager covers Expense tracking.
Where they differ
Only the attributes on which Simplifi and Expense Manager actually diverge.
| Attribute | Simplifi | Expense Manager |
|---|---|---|
| Starting price | On request | Free |
| Pricing model | subscription | freemium |
| Free tier | No | Yes |
| Platforms | Web, IOS, Android | IOS, Android |
| Founded | 2020 | 2011 |
Identical on both: user rating (Not yet rated), category (Personal Finance).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Simplifi
- Budget tracking
- Spending analysis
- Goal tracking
- Cash flow insights
- Bank accounts
- Credit cards
- Web support
Only in Expense Manager
- Expense tracking
- Shared expenses
- Bill splitting
- Budgeting
- Cloud backup
Both cover
- IOS support
- Android support
What people use each for
The jobs each tool is most often brought in to do.
Simplifi
- Personal budgeting with automatic bank transaction importnot Expense Manager
- Tracking spending, savings goals and net worth in one placenot Expense Manager
Expense Manager
- Budget Managementnot Simplifi
- Expense Trackingnot Simplifi
- Investment Trackingnot Simplifi
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Simplifi
- There is no free tier at all
- The advertised $3.99 a month requires annual billing, against $6.99 paying monthly
- The subscription auto renews yearly at the then current price, which the terms state is subject to change rather than fixed
Expense Manager
- The Internet Archive's capture from 23 January 2022 shows expensemanagerapp.com already redirecting to a Dan.com 'domain name is for sale' listing rather than a product page, confirming the app's original domain has been abandoned and offered for resale.
Pricing, plan by plan
Simplifi
On request- Monthly$5.99/month
- Budget tracking
- Spending insights
- Goal setting
- Annual$59.99/month
- All monthly features
- Discounted rate
Expense Manager
Free- FreeFree
- Expense tracking
- Shared expenses
- Pro$2.99/month
- Budget tracking
- Analytics
- CSV export
Which should you pick?
Choose Simplifi if
- You need budget tracking.
- You work on Web, IOS, Android.
- You also want spending analysis.
Choose Expense Manager if
- You need expense tracking.
- You want to start without paying.
- You work on IOS, Android.
- You also want shared expenses.
Questions people ask
- Is Simplifi or Expense Manager better?
- Neither clearly leads. Simplifi starts at On request and Expense Manager at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Simplifi or Expense Manager?
- Expense Manager has a free tier; the other does not. Paid plans start at On request for Simplifi and Free for Expense Manager.
- Does Simplifi or Expense Manager run on more platforms?
- Simplifi runs on Web, IOS, Android. Expense Manager runs on IOS, Android.
- Can I use Expense Manager for free?
- Yes. Expense Manager has a free tier, so you can try it without paying. Simplifi starts at On request.
- What is Simplifi best used for?
- Simplifi is most often used for personal budgeting with automatic bank transaction import, tracking spending, savings goals and net worth in one place. Of those, personal budgeting with automatic bank transaction import and tracking spending, savings goals and net worth in one place are not what Expense Manager is typically brought in for.
- What can Simplifi do that Expense Manager cannot?
- Simplifi covers Budget tracking, Spending analysis, Goal tracking, Cash flow insights. Expense Manager covers Expense tracking, Shared expenses, Bill splitting, Budgeting. Both handle IOS support, Android support.