Accounting & Finance · head to head
Airwallex vs Adyen
Adyen
Accounting & Finance
The payments platform built for growth
- From
- $29/month
- Rated
- -
The short version
- Only Airwallex has a free tier, so it costs nothing to try first.
- Each has a real cost: Airwallex international card payments carry a $0.30 fee per transaction on top of FX charges, separate from the free tier; Adyen there is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic
Where they differ
Only the attributes on which Airwallex and Adyen actually diverge.
Identical on both: user rating (Not yet rated), category (Accounting & Finance).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Airwallex
Nothing recorded that Adyen does not also cover.
Only in Adyen
- Payment processing
- Risk management
- Unified commerce
- Issuing
- Platform payments
- SAP
- Salesforce
- Oracle
What people use each for
The jobs each tool is most often brought in to do.
Airwallex
No use cases recorded yet. See the Airwallex review.
Adyen
- Card acquiring with interchange plus pricing for larger merchantsnot Airwallex
- Accepting local payment methods across multiple countriesnot Airwallex
- Settling in several currencies through linked bank accountsnot Airwallex
- Unified online and in-person paymentsnot Airwallex
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Airwallex
- International card payments carry a $0.30 fee per transaction on top of FX charges, separate from the free tier
Adyen
- There is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic
- Published fees are indicative rather than a rate card, with real pricing negotiated
- Interchange++ means the card cost varies per transaction rather than being a single predictable percentage
- Alternative payment methods carry their own rates on top, such as 3.3 percent plus $0.10 for American Express in North America
Pricing, plan by plan
Airwallex
FreeNo published plan breakdown. See the Airwallex review.
Adyen
$29/month- CustomFree
- Payment processing
- Risk management
- Unified commerce
Which should you pick?
Choose Adyen if
- You need payment processing.
- You work on Web, Api, Pos.
- You also want risk management.
Questions people ask
- Is Airwallex or Adyen better?
- Neither clearly leads. Airwallex starts at Free and Adyen at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Airwallex or Adyen?
- Airwallex has a free tier; the other does not. Paid plans start at Free for Airwallex and $29/month for Adyen.
- Does Airwallex or Adyen run on more platforms?
- Airwallex runs on Web. Adyen runs on Web, Api, Pos.
- Can I use Airwallex for free?
- Yes. Airwallex has a free tier, so you can try it without paying. Adyen starts at $29/month.
- What can Airwallex do that Adyen cannot?
- Adyen covers Payment processing, Risk management, Unified commerce, Issuing.