Personal Finance · head to head
Wally vs Mint
The short version
- Each has a real cost: Wally the Internet Archive's capture of wally.me on 2 January 2019 stated the app is free ('Control your money seamlessly. And, it's free.'), and claimed rankings as the #1 finance app in 22 countries and top 10 in 52 countries at that time.; Mint service transitioned to Credit Karma platform; standalone Mint features migrated elsewhere
- They diverge on capability: Wally covers Receipt OCR scanning, Mint covers Budgets.
Where they differ
Only the attributes on which Wally and Mint actually diverge.
Identical on both: starting price (Free), free tier (Yes), user rating (Not yet rated), category (Personal Finance).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Wally
- Receipt OCR scanning
- Receipt storage
- Category management
- Cloud storage
- IOS support
Only in Mint
- Budgets
- Bill tracking
- Credit score monitoring
- Financial insights
- Bank connections
- Bank-level encryption
- Verisign secured
- Web support
Both cover
- Expense tracking
- Android support
What people use each for
The jobs each tool is most often brought in to do.
Wally
- Budget Managementnot Mint
- Expense Trackingnot Mint
- Investment Trackingnot Mint
Mint
- Legacy free budget tracking for users with supported bank connectionsnot Wally
- Users transitioning to Credit Karma for continued money management featuresnot Wally
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Wally
- The Internet Archive's capture of wally.me on 2 January 2019 stated the app is free ('Control your money seamlessly. And, it's free.'), and claimed rankings as the #1 finance app in 22 countries and top 10 in 52 countries at that time.
Mint
- Service transitioned to Credit Karma platform; standalone Mint features migrated elsewhere
- Bank connections supported for only 17,000 financial institutions; many regional or international banks not supported
Pricing, plan by plan
Wally
Free- FreeFree
- Receipt scanning
- Expense tracking
- Basic reports
- Premium$9.99/month
- Advanced analytics
- Unlimited storage
- Cloud sync
Mint
FreeNo published plan breakdown. See the Mint review.
Which should you pick?
Choose Wally if
- You need receipt ocr scanning.
- You want to start without paying.
- You work on IOS, Android.
- You also want receipt storage.
Choose Mint if
- You need budgets.
- You want to start without paying.
- You work on Web, iOS, Android.
- You also want bill tracking.
Questions people ask
- Is Wally or Mint better?
- Neither clearly leads. Wally starts at Free and Mint at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Wally or Mint?
- Wally starts at Free and Mint at Free.
- Does Wally or Mint run on more platforms?
- Wally runs on IOS, Android. Mint runs on Web, iOS, Android.
- Can I use Wally for free?
- Both have a free tier, so you can try either at no cost before committing.
- What is Wally best used for?
- Wally is most often used for budget management, expense tracking, investment tracking. Of those, budget management and expense tracking are not what Mint is typically brought in for.
- What can Wally do that Mint cannot?
- Wally covers Receipt OCR scanning, Receipt storage, Category management, Cloud storage. Mint covers Budgets, Bill tracking, Credit score monitoring, Financial insights. Both handle Expense tracking, Android support.