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Personal Finance · head to head

Apple Pay vs CoinGecko

Apple Pay logo

Apple Pay

Personal Finance

The easier way to pay and send money

From
Free
Rated
-
Full reviewWebsite
CoinGecko logo

CoinGecko

Cryptocurrency & Blockchain

The world's largest independent crypto data aggregator

From
Free
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Apple Pay apple Pay works only in countries and regions that support contactless payments and is not available in all markets; CoinGecko the free Demo plan allows 10,000 call credits a month and 100 calls a minute
  • They diverge on capability: Apple Pay covers Digital wallet, CoinGecko covers Price Tracking.

Where they differ

Only the attributes on which Apple Pay and CoinGecko actually diverge.

Attributes where Apple Pay and CoinGecko differ
AttributeApple PayCoinGecko
Pricing modelfreefreemium
PlatformsIOS, WatchOS, MacOSWeb, Ios, Android
CategoryPersonal FinanceCryptocurrency & Blockchain

Identical on both: starting price (Free), free tier (Yes), user rating (Not yet rated), founded (2014).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Apple Pay

  • Digital wallet
  • Secure payments
  • Contactless transactions
  • P2P money transfers
  • Credit cards
  • Debit cards
  • Bank accounts
  • IOS support

Only in CoinGecko

  • Price Tracking
  • Market Data
  • Portfolio Tracker
  • NFT Floor Prices
  • API Access
  • 600+ exchanges
  • DeFi protocols
  • Web support

What people use each for

The jobs each tool is most often brought in to do.

Apple Pay

  • Contactless in store payment from iPhone and Apple Watchnot CoinGecko
  • Paying in apps and on the web without entering card detailsnot CoinGecko
  • Sending money between Apple users with Apple Cash and Tap to Cashnot CoinGecko

CoinGecko

  • Pulling cryptocurrency prices and market data over an APInot Apple Pay
  • Tracking coin, exchange and market metrics programmaticallynot Apple Pay

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Apple Pay

  • Apple Pay works only in countries and regions that support contactless payments and is not available in all markets
  • Apple Cash is available only in the 50 United States, the District of Columbia and Puerto Rico
  • Apple Cash Family accounts and Tap to Cash transactions are each capped at 2000 USD within a rolling seven day period
  • Mac support requires a Touch ID equipped model
  • A card works only if the issuing bank supports Apple Pay, and banks may charge their own overseas usage fees

CoinGecko

  • The free Demo plan allows 10,000 call credits a month and 100 calls a minute
  • Rate limits are a paid feature separate from volume, at 300 calls a minute on Basic and 500 above it
  • Credits and rate limits move together by plan, so a burst pattern needs a higher tier than its monthly total implies
  • The 20% saving requires annual billing
  • Enterprise credits and limits are custom with no published figure

Pricing, plan by plan

Apple Pay

Free
  • FreeFree
    • Secure payments
    • P2P transfers
    • Transit passes

CoinGecko

Free
  • FreeFree
    • Price data
    • Charts
    • Portfolio
  • Analyst$7.99/month
    • Advanced charts
    • DEX data
    • Token unlocks
  • Pro API$129/month
    • 500K calls/month
    • Historical data
    • Priority support

Which should you pick?

Choose Apple Pay if

  • You need digital wallet.
  • You want to start without paying.
  • You work on IOS, WatchOS, MacOS.
  • You also want secure payments.
Apple Pay review

Choose CoinGecko if

  • You need price tracking.
  • You want to start without paying.
  • You work on Web, Ios, Android.
  • You also want market data.
CoinGecko review

Questions people ask

Is Apple Pay or CoinGecko better?
Neither clearly leads. Apple Pay starts at Free and CoinGecko at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Apple Pay or CoinGecko?
Apple Pay starts at Free and CoinGecko at Free.
Does Apple Pay or CoinGecko run on more platforms?
Apple Pay runs on IOS, WatchOS, MacOS. CoinGecko runs on Web, Ios, Android.
Can I use Apple Pay for free?
Both have a free tier, so you can try either at no cost before committing.
What is Apple Pay best used for?
Apple Pay is most often used for contactless in store payment from iphone and apple watch, paying in apps and on the web without entering card details, sending money between apple users with apple cash and tap to cash. Of those, contactless in store payment from iphone and apple watch and paying in apps and on the web without entering card details are not what CoinGecko is typically brought in for.
What can Apple Pay do that CoinGecko cannot?
Apple Pay covers Digital wallet, Secure payments, Contactless transactions, P2P money transfers. CoinGecko covers Price Tracking, Market Data, Portfolio Tracker, NFT Floor Prices.
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