Software · pricing
TransferWise pricing
TransferWise publishes 2 tiers. Below is each one, what it adds over the tier beneath it, and where the ladder stops being worth climbing for most people.
- Entry price
- Free
- Model
- Not recorded
- Tiers
- 2
- Free tier
- Yes
TransferWise plans, side by side
Every published tier in ascending order of price, with the number of features each one lists. An absence here means the record does not itemise it, not that the tier lacks it.
| Plan | Price | Features listed | Step up from the tier below |
|---|---|---|---|
| Personal Account | Free | 5 | Entry tier |
| Transfer fees | On request | 2 | Priced on request |
What each tier adds
The set difference between each tier's feature list and the one beneath it. Where a tier lists nothing new, the vendor has either stopped repeating the inherited list or the tier raises limits rather than adding capability, the record does not distinguish the two, so this page does not either.
Personal Account
FreeThe entry tier. It covers free account opening, transfer in 40+ currencies, mid-market exchange rates, hold multiple currencies, no monthly fees.
Transfer fees
On requestOver Personal Account, this tier adds:
- Transparent fees shown upfront
- Average total cost 0.5-1%
Where TransferWise stops being free
Personal Account, Free
- Free account opening
- Transfer in 40+ currencies
- Mid-market exchange rates
- Hold multiple currencies
- No monthly fees
No paid tier on record
TransferWise lists a free tier and no priced tier above it in the record we hold.
What the product covers
The full TransferWise feature record, grouped as the catalogue groups it. This is the product as a whole; the record does not map every feature onto a specific tier.
Core
- International transfers
- Real exchange rates
- Currency conversion
- Multi-currency accounts
Integrations
- Bank accounts
Platform
- Web support
- IOS support
- Android support
People bring TransferWise in for budget management, expense tracking, investment tracking. If that is not the job you are buying for, the alternatives to TransferWise are worth a look before you commit to a tier.
Before you pay for TransferWise
Three things this page cannot tell you, and all three change the bill. The record carries a price and a billing period but not the unit - per-seat and flat-rate pricing are indistinguishable in this data, so a five-person team may be looking at five times the figure above. It carries no annual rate, so any discount for paying yearly is not something this page can quote. And it carries no trial length.
What it can tell you is the shape of the ladder: 2 tiers between Free and On request, with the jump itemised above. Because there is a free tier, the cheapest way to answer the rest is to use it before paying anything.
TransferWise runs on web, ios, android, and is published by Wise of London, United Kingdom. The full record is on the TransferWise review.
TransferWise pricing questions
- How much does TransferWise cost?
- TransferWise publishes 2 tiers, from Free for Personal Account up to On request for Transfer fees. The entry tier costs nothing.
- Does TransferWise have a free plan?
- Yes. The Personal Account tier costs nothing and covers free account opening, transfer in 40+ currencies, mid-market exchange rates.
- What is the difference between Personal Account and Transfer fees on TransferWise?
- Transfer fees costs On request against Free, and adds transparent fees shown upfront, average total cost 0.5-1%.
- What am I actually paying for with TransferWise?
- The record lists 8 features across 3 areas: core, integrations, platform. In practice it is brought in for budget management, expense tracking, investment tracking.
- Does TransferWise charge per user?
- The record carries a price and a billing period for each of its 2 tiers, but not the unit that price is charged in. Per-seat and flat-rate billing look identical in this data, so check the vendor's page before budgeting for a team.
- Are these TransferWise prices current?
- They are what the catalogue entry holds, refreshed when the entry is. Vendors change pricing without notice and nobody at Softwr re-verifies each tier by hand, so treat this as a structured summary and the vendor's own pricing page as the authority.
- What should I compare TransferWise against before paying?
- Nothing else in this directory is filed close enough to TransferWise to make a useful price comparison.