Software · head to head
Splice Software vs Bold Penguin

Splice Software
Software
Digital transformation for insurance agents
- From
- $149/month
- Rated
- -
The short version
- Only Bold Penguin has a free tier, so it costs nothing to try first.
- Each has a real cost: Splice Software pricing is not published; the site says pricing fits your budget without stating any figure; Bold Penguin sold to brokers, carriers and MGAs rather than to the businesses buying insurance
- They diverge on capability: Splice Software covers Client portal, Bold Penguin covers Multi-carrier quoting.
Where they differ
Only the attributes on which Splice Software and Bold Penguin actually diverge.
| Attribute | Splice Software | Bold Penguin |
|---|---|---|
| Starting price | $149/month | Free |
| Pricing model | subscription | transaction |
| Free tier | No | Yes |
| Founded | 2015 | 2019 |
Identical on both: platforms (Web, Ios, Android), user rating (Not yet rated), category (Unknown).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Splice Software
- Client portal
- Policy management
- Document management
- Communication tools
- Task automation
- Client engagement tracking
- Analytics dashboard
- Carrier APIs
Only in Bold Penguin
- Multi-carrier quoting
- Instant quotes
- Online binding
- Customer portal
- Commission tracking
- API access
- Reporting
- Multiple carriers
Both cover
- Mobile app
- Data encryption
- Cloud deployment
- Web support
- Ios support
What people use each for
The jobs each tool is most often brought in to do.
Splice Software
- Automated outbound customer messaging across voice, text and emailnot Bold Penguin
- Personalised policy and renewal notifications for insurersnot Bold Penguin
- Opt-in and consent management for outbound contactnot Bold Penguin
- Automated surveys after a customer interactionnot Bold Penguin
Bold Penguin
- Routing and triaging commercial insurance submissionsnot Splice Software
- Automating submission to bind through the Terminal platformnot Splice Software
- Handling complex middle market submissions with SubmissionLinknot Splice Software
- Policy checking with ClauseLinknot Splice Software
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Splice Software
- Pricing is not published; the site says pricing fits your budget without stating any figure
- Sold mainly into insurance and regulated industries, and much of its value comes from integrations with systems like Duck Creek, Majesco and EZLynx
Bold Penguin
- Sold to brokers, carriers and MGAs rather than to the businesses buying insurance
- Pricing is not published
Pricing, plan by plan
Splice Software
$149/month- Core$149/month
- Client portal
- Policy management
- Document sharing
- Professional$349/month
- All Core features
- Advanced analytics
- Carrier integrations
Bold Penguin
Free- Broker AccessFree
- Multi-carrier quotes
- Instant quoting
- Commission tracking
Which should you pick?
Choose Splice Software if
- You need client portal.
- You work on Web, Ios, Android.
- You also want policy management.
Choose Bold Penguin if
- You need multi-carrier quoting.
- You want to start without paying.
- You work on Web, Ios, Android.
- You also want instant quotes.
Questions people ask
- Is Splice Software or Bold Penguin better?
- Neither clearly leads. Splice Software starts at $149/month and Bold Penguin at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Splice Software or Bold Penguin?
- Bold Penguin has a free tier; the other does not. Paid plans start at $149/month for Splice Software and Free for Bold Penguin.
- Does Splice Software or Bold Penguin run on more platforms?
- Both run on Web, Ios, Android, so platform support will not decide this one for you.
- Can I use Bold Penguin for free?
- Yes. Bold Penguin has a free tier, so you can try it without paying. Splice Software starts at $149/month.
- What is Splice Software best used for?
- Splice Software is most often used for automated outbound customer messaging across voice, text and email, personalised policy and renewal notifications for insurers, opt-in and consent management for outbound contact, automated surveys after a customer interaction. Of those, automated outbound customer messaging across voice, text and email and personalised policy and renewal notifications for insurers are not what Bold Penguin is typically brought in for.
- What can Splice Software do that Bold Penguin cannot?
- Splice Software covers Client portal, Policy management, Document management, Communication tools. Bold Penguin covers Multi-carrier quoting, Instant quotes, Online binding, Customer portal. Both handle Mobile app, Data encryption, Cloud deployment, Web support.

