Software · head to head
Spendee vs Mint
The short version
- Each has a real cost: Spendee the free Basic plan allows one cash wallet and one budget; Mint service transitioned to Credit Karma platform; standalone Mint features migrated elsewhere
- They diverge on capability: Spendee covers Budget management, Mint covers Budgets.
Where they differ
Only the attributes on which Spendee and Mint actually diverge.
Identical on both: starting price (Free), free tier (Yes), platforms (Web, IOS, Android), user rating (Not yet rated), category (Unknown).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Spendee
- Budget management
- Shared wallets
- Financial analytics
- Bank accounts
- IOS support
Only in Mint
- Budgets
- Bill tracking
- Credit score monitoring
- Financial insights
- Bank connections
- Bank-level encryption
- Verisign secured
- Ios support
Both cover
- Expense tracking
- Web support
- Android support
What people use each for
The jobs each tool is most often brought in to do.
Spendee
- Tracking personal spending across cash and bank accountsnot Mint
- Sharing a budget or wallet with a partner or householdnot Mint
Mint
- Legacy free budget tracking for users with supported bank connectionsnot Spendee
- Users transitioning to Credit Karma for continued money management featuresnot Spendee
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Spendee
- The free Basic plan allows one cash wallet and one budget
- Shared wallets are excluded from the free plan
- Premium at $5.99 a month is triple the $1.99 Plus plan, and the pricing page does not quantify what separates them beyond shared wallets
- Bank sync depends on a supported bank list rather than being universal
Mint
- Service transitioned to Credit Karma platform; standalone Mint features migrated elsewhere
- Bank connections supported for only 17,000 financial institutions; many regional or international banks not supported
Pricing, plan by plan
Spendee
Free- FreeFree
- Expense tracking
- Budget creation
- 3 wallets
- Premium$6.99/month
- Unlimited wallets
- Advanced analytics
- Investment tracking
Mint
FreeNo published plan breakdown. See the Mint review.
Which should you pick?
Choose Spendee if
- You need budget management.
- You want to start without paying.
- You work on Web, IOS, Android.
- You also want shared wallets.
Choose Mint if
- You need budgets.
- You want to start without paying.
- You work on Web, iOS, Android.
- You also want bill tracking.
Questions people ask
- Is Spendee or Mint better?
- Neither clearly leads. Spendee starts at Free and Mint at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Spendee or Mint?
- Spendee starts at Free and Mint at Free.
- Does Spendee or Mint run on more platforms?
- Spendee runs on Web, IOS, Android. Mint runs on Web, iOS, Android.
- Can I use Spendee for free?
- Both have a free tier, so you can try either at no cost before committing.
- What is Spendee best used for?
- Spendee is most often used for tracking personal spending across cash and bank accounts, sharing a budget or wallet with a partner or household. Of those, tracking personal spending across cash and bank accounts and sharing a budget or wallet with a partner or household are not what Mint is typically brought in for.
- What can Spendee do that Mint cannot?
- Spendee covers Budget management, Shared wallets, Financial analytics, Bank accounts. Mint covers Budgets, Bill tracking, Credit score monitoring, Financial insights. Both handle Expense tracking, Web support, Android support.