Personal Finance · head to head
Mint vs Crypto.com
Crypto.com
Personal Finance
The best place to buy, sell, and pay with crypto
- From
- Free
- Rated
- -
The short version
- Each has a real cost: Mint service transitioned to Credit Karma platform; standalone Mint features migrated elsewhere; Crypto.com trading fees are significantly higher than industry average at 0.25%/0.5% versus 0.15%/0.194%
- They diverge on capability: Mint covers Expense tracking, Crypto.com covers Cryptocurrency Trading.
Where they differ
Only the attributes on which Mint and Crypto.com actually diverge.
| Attribute | Mint | Crypto.com |
|---|---|---|
| Pricing model | free | Unknown |
| Founded | 2006 | 2016 |
Identical on both: starting price (Free), free tier (Yes), platforms (Web, iOS, Android), user rating (Not yet rated), category (Personal Finance).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Mint
- Expense tracking
- Budgets
- Bill tracking
- Credit score monitoring
- Financial insights
- Bank connections
- Bank-level encryption
- Verisign secured
Only in Crypto.com
- Cryptocurrency Trading
- Visa Card
- Crypto Earn
- DeFi Wallet
- NFT
- Visa
- Apple Pay
- Google Pay
Both cover
- Web support
- Ios support
- Android support
What people use each for
The jobs each tool is most often brought in to do.
Mint
- Legacy free budget tracking for users with supported bank connectionsnot Crypto.com
- Users transitioning to Credit Karma for continued money management featuresnot Crypto.com
Crypto.com
- Exchangesnot Mint
- Walletsnot Mint
- Paymentsnot Mint
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Mint
- Service transitioned to Credit Karma platform; standalone Mint features migrated elsewhere
- Bank connections supported for only 17,000 financial institutions; many regional or international banks not supported
Crypto.com
- Trading fees are significantly higher than industry average at 0.25%/0.5% versus 0.15%/0.194%
- Bitcoin withdrawal fees are excessive at 0.0004 BTC (approximately $47) versus actual blockchain mining fees
- Customer support experiences significant delays up to months, with Trustpilot rating of 2.0/5
- CRO token dependency for fee reductions and card rewards exposes users to token price volatility
- Account freezes, card blocks, and verification delays reported by users
Pricing, plan by plan
Mint
FreeNo published plan breakdown. See the Mint review.
Crypto.com
FreeNo published plan breakdown. See the Crypto.com review.
Which should you pick?
Choose Mint if
- You need expense tracking.
- You want to start without paying.
- You work on Web, iOS, Android.
- You also want budgets.
Choose Crypto.com if
- You need cryptocurrency trading.
- You want to start without paying.
- You work on Web, iOS, Android.
- You also want visa card.
Questions people ask
- Is Mint or Crypto.com better?
- Neither clearly leads. Mint starts at Free and Crypto.com at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Mint or Crypto.com?
- Mint starts at Free and Crypto.com at Free.
- Does Mint or Crypto.com run on more platforms?
- Both run on Web, iOS, Android, so platform support will not decide this one for you.
- Can I use Mint for free?
- Both have a free tier, so you can try either at no cost before committing.
- What is Mint best used for?
- Mint is most often used for legacy free budget tracking for users with supported bank connections, users transitioning to credit karma for continued money management features. Of those, legacy free budget tracking for users with supported bank connections and users transitioning to credit karma for continued money management features are not what Crypto.com is typically brought in for.
- What can Mint do that Crypto.com cannot?
- Mint covers Expense tracking, Budgets, Bill tracking, Credit score monitoring. Crypto.com covers Cryptocurrency Trading, Visa Card, Crypto Earn, DeFi Wallet. Both handle Web support, Ios support, Android support.
Answered from the vendors’ own pages
Crypto.com: What are Crypto.com's trading fees?
Base spot trading fees are 0.25% for makers and 0.5% for takers. Fees decrease with higher 30-day trading volume and CRO staking, with volume-based discounts reaching 0.065% maker and 0.1% taker fees at $5M volume.
SourceCrypto.com: What is the difference between Crypto.com App and Exchange?
The App is designed for beginners with embedded spreads reaching 0.5-1%, while the Exchange platform shows transparent maker/taker fees starting from 0.25%/0.50%, with costs decreasing with CRO staking and VIP levels.
SourceCrypto.com: What are the total costs of trading on Crypto.com?
Estimated total costs are approximately 1.30% per trade, composed of 0.75% trading fees and an approximate spread of 0.55%.
SourceCrypto.com: What integrations does Crypto.com have?
Crypto.com integrates with Coinbase and Kraken for cryptocurrency trading and account activity, enabling multi-exchange portfolio management.
Source