Personal Finance · head to head
Mint vs Banktivity
The short version
- Only Mint has a free tier, so it costs nothing to try first.
- Each has a real cost: Mint service transitioned to Credit Karma platform; standalone Mint features migrated elsewhere; Banktivity runs on macOS, iPhone and iPad only, with no Windows, Android or web version
- They diverge on capability: Mint covers Expense tracking, Banktivity covers Account tracking.
Where they differ
Only the attributes on which Mint and Banktivity actually diverge.
| Attribute | Mint | Banktivity |
|---|---|---|
| Starting price | Free | On request |
| Pricing model | free | subscription |
| Free tier | Yes | No |
| Platforms | Web, iOS, Android | Mac, IOS |
| Founded | 2006 | 2007 |
Identical on both: user rating (Not yet rated), category (Personal Finance).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Mint
- Expense tracking
- Budgets
- Bill tracking
- Credit score monitoring
- Financial insights
- Bank connections
- Bank-level encryption
- Verisign secured
Only in Banktivity
- Account tracking
- Bill management
- Investment tracking
- Budget forecasting
- Bank accounts
- Investment accounts
- Mac support
- IOS support
What people use each for
The jobs each tool is most often brought in to do.
Mint
- Legacy free budget tracking for users with supported bank connectionsnot Banktivity
- Users transitioning to Credit Karma for continued money management featuresnot Banktivity
Banktivity
- Personal budgeting and money management on a Macnot Mint
- Investment and net worth trackingnot Mint
- Retirement planning projectionsnot Mint
- Connecting to over 14,000 financial institutionsnot Mint
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Mint
- Service transitioned to Credit Karma platform; standalone Mint features migrated elsewhere
- Bank connections supported for only 17,000 financial institutions; many regional or international banks not supported
Banktivity
- Runs on macOS, iPhone and iPad only, with no Windows, Android or web version
- Pricing is not shown on the product page and sits behind a separate plans page
Pricing, plan by plan
Mint
FreeNo published plan breakdown. See the Mint review.
Banktivity
On request- Monthly$4.99/month
- Full feature access
- Cloud sync
- Annual$39.99/month
- All monthly features
- Discounted rate
Which should you pick?
Choose Mint if
- You need expense tracking.
- You want to start without paying.
- You work on Web, iOS, Android.
- You also want budgets.
Choose Banktivity if
- You need account tracking.
- You work on Mac, IOS.
- You also want bill management.
Questions people ask
- Is Mint or Banktivity better?
- Neither clearly leads. Mint starts at Free and Banktivity at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Mint or Banktivity?
- Mint has a free tier; the other does not. Paid plans start at Free for Mint and On request for Banktivity.
- Does Mint or Banktivity run on more platforms?
- Mint runs on Web, iOS, Android. Banktivity runs on Mac, IOS.
- Can I use Mint for free?
- Yes. Mint has a free tier, so you can try it without paying. Banktivity starts at On request.
- What is Mint best used for?
- Mint is most often used for legacy free budget tracking for users with supported bank connections, users transitioning to credit karma for continued money management features. Of those, legacy free budget tracking for users with supported bank connections and users transitioning to credit karma for continued money management features are not what Banktivity is typically brought in for.
- What can Mint do that Banktivity cannot?
- Mint covers Expense tracking, Budgets, Bill tracking, Credit score monitoring. Banktivity covers Account tracking, Bill management, Investment tracking, Budget forecasting.