Software · head to head
Guidewire PolicyCenter vs Bold Penguin
Guidewire PolicyCenter
Software
Core system for policy administration
- From
- On request
- Rated
- -
The short version
- Only Bold Penguin has a free tier, so it costs nothing to try first.
- Each has a real cost: Guidewire PolicyCenter pricing is not published; sold by quote through a sales process; Bold Penguin sold to brokers, carriers and MGAs rather than to the businesses buying insurance
- They diverge on capability: Guidewire PolicyCenter covers Policy lifecycle management, Bold Penguin covers Multi-carrier quoting.
Where they differ
Only the attributes on which Guidewire PolicyCenter and Bold Penguin actually diverge.
| Attribute | Guidewire PolicyCenter | Bold Penguin |
|---|---|---|
| Starting price | On request | Free |
| Pricing model | quote | transaction |
| Free tier | No | Yes |
| Platforms | Web | Web, Ios, Android |
| Founded | 2001 | 2019 |
Identical on both: user rating (Not yet rated), category (Unknown).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Guidewire PolicyCenter
- Policy lifecycle management
- Underwriting workbench
- Rating engine
- Product model framework
- Forms management
- Reinsurance management
- Multi-line support
- Real-time quoting
Only in Bold Penguin
- Multi-carrier quoting
- Instant quotes
- Online binding
- Customer portal
- Commission tracking
- Mobile app
- API access
- Reporting
Both cover
- Data encryption
- Cloud deployment
What people use each for
The jobs each tool is most often brought in to do.
Guidewire PolicyCenter
- Policy administrationnot Bold Penguin
- Underwritingnot Bold Penguin
- Product configurationnot Bold Penguin
- Rate managementnot Bold Penguin
Bold Penguin
- Routing and triaging commercial insurance submissionsnot Guidewire PolicyCenter
- Automating submission to bind through the Terminal platformnot Guidewire PolicyCenter
- Handling complex middle market submissions with SubmissionLinknot Guidewire PolicyCenter
- Policy checking with ClauseLinknot Guidewire PolicyCenter
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Guidewire PolicyCenter
- Pricing is not published; sold by quote through a sales process
Bold Penguin
- Sold to brokers, carriers and MGAs rather than to the businesses buying insurance
- Pricing is not published
Pricing, plan by plan
Guidewire PolicyCenter
On requestNo published plan breakdown. See the Guidewire PolicyCenter review.
Bold Penguin
Free- Broker AccessFree
- Multi-carrier quotes
- Instant quoting
- Commission tracking
Which should you pick?
Choose Guidewire PolicyCenter if
- You need policy lifecycle management.
- You also want underwriting workbench.
Choose Bold Penguin if
- You need multi-carrier quoting.
- You want to start without paying.
- You work on Web, Ios, Android.
- You also want instant quotes.
Questions people ask
- Is Guidewire PolicyCenter or Bold Penguin better?
- Neither clearly leads. Guidewire PolicyCenter starts at On request and Bold Penguin at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Guidewire PolicyCenter or Bold Penguin?
- Bold Penguin has a free tier; the other does not. Paid plans start at On request for Guidewire PolicyCenter and Free for Bold Penguin.
- Does Guidewire PolicyCenter or Bold Penguin run on more platforms?
- Guidewire PolicyCenter runs on Web. Bold Penguin runs on Web, Ios, Android.
- Can I use Bold Penguin for free?
- Yes. Bold Penguin has a free tier, so you can try it without paying. Guidewire PolicyCenter starts at On request.
- What is Guidewire PolicyCenter best used for?
- Guidewire PolicyCenter is most often used for policy administration, underwriting, product configuration, rate management. Of those, policy administration and underwriting are not what Bold Penguin is typically brought in for.
- What can Guidewire PolicyCenter do that Bold Penguin cannot?
- Guidewire PolicyCenter covers Policy lifecycle management, Underwriting workbench, Rating engine, Product model framework. Bold Penguin covers Multi-carrier quoting, Instant quotes, Online binding, Customer portal. Both handle Data encryption, Cloud deployment.