Software · head to head
Duck Creek Policy vs Bold Penguin
Duck Creek Policy
Software
Flexible policy administration for modern insurers
- From
- On request
- Rated
- -
The short version
- Only Bold Penguin has a free tier, so it costs nothing to try first.
- Each has a real cost: Duck Creek Policy pricing is not published; sold by quote through a sales process; Bold Penguin sold to brokers, carriers and MGAs rather than to the businesses buying insurance
- They diverge on capability: Duck Creek Policy covers Policy lifecycle management, Bold Penguin covers Multi-carrier quoting.
Where they differ
Only the attributes on which Duck Creek Policy and Bold Penguin actually diverge.
| Attribute | Duck Creek Policy | Bold Penguin |
|---|---|---|
| Starting price | On request | Free |
| Pricing model | quote | transaction |
| Free tier | No | Yes |
| Platforms | Web | Web, Ios, Android |
| Founded | 2000 | 2019 |
Identical on both: user rating (Not yet rated), category (Unknown).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Duck Creek Policy
- Policy lifecycle management
- Product configuration
- Rating engine
- Underwriting workbench
- Forms management
- Billing integration
- Multi-line support
- Real-time quoting
Only in Bold Penguin
- Multi-carrier quoting
- Instant quotes
- Online binding
- Customer portal
- Commission tracking
- Mobile app
- API access
- Reporting
Both cover
- Data encryption
- Cloud deployment
- Web support
What people use each for
The jobs each tool is most often brought in to do.
Duck Creek Policy
- Policy administrationnot Bold Penguin
- Underwriting workflowsnot Bold Penguin
- Rating and pricingnot Bold Penguin
- Claims managementnot Bold Penguin
- Billing operationsnot Bold Penguin
Bold Penguin
- Routing and triaging commercial insurance submissionsnot Duck Creek Policy
- Automating submission to bind through the Terminal platformnot Duck Creek Policy
- Handling complex middle market submissions with SubmissionLinknot Duck Creek Policy
- Policy checking with ClauseLinknot Duck Creek Policy
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Duck Creek Policy
- Pricing is not published; sold by quote through a sales process
- Cloud-only deployment; no on-premises option
Bold Penguin
- Sold to brokers, carriers and MGAs rather than to the businesses buying insurance
- Pricing is not published
Pricing, plan by plan
Duck Creek Policy
On requestNo published plan breakdown. See the Duck Creek Policy review.
Bold Penguin
Free- Broker AccessFree
- Multi-carrier quotes
- Instant quoting
- Commission tracking
Which should you pick?
Choose Duck Creek Policy if
- You need policy lifecycle management.
- You also want product configuration.
Choose Bold Penguin if
- You need multi-carrier quoting.
- You want to start without paying.
- You work on Web, Ios, Android.
- You also want instant quotes.
Questions people ask
- Is Duck Creek Policy or Bold Penguin better?
- Neither clearly leads. Duck Creek Policy starts at On request and Bold Penguin at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Duck Creek Policy or Bold Penguin?
- Bold Penguin has a free tier; the other does not. Paid plans start at On request for Duck Creek Policy and Free for Bold Penguin.
- Does Duck Creek Policy or Bold Penguin run on more platforms?
- Duck Creek Policy runs on Web. Bold Penguin runs on Web, Ios, Android.
- Can I use Bold Penguin for free?
- Yes. Bold Penguin has a free tier, so you can try it without paying. Duck Creek Policy starts at On request.
- What is Duck Creek Policy best used for?
- Duck Creek Policy is most often used for policy administration, underwriting workflows, rating and pricing, claims management. Of those, policy administration and underwriting workflows are not what Bold Penguin is typically brought in for.
- What can Duck Creek Policy do that Bold Penguin cannot?
- Duck Creek Policy covers Policy lifecycle management, Product configuration, Rating engine, Underwriting workbench. Bold Penguin covers Multi-carrier quoting, Instant quotes, Online binding, Customer portal. Both handle Data encryption, Cloud deployment, Web support.